Uber and Lyft have provided an exceptional way to travel, getting from point A to point B quickly and efficiently. Unfortunately, more rideshare vehicles on the road can mean more accidents.
Uber and Lyft accidents can vary a bit from other kinds of accidents, bringing about certain challenges. If you’ve been involved in a rideshare accident, Harris Law Firm is ready to help.
How Are Uber and Lyft Accidents Different from Regular Car Accidents?
In many ways, rideshare accidents are like regular car accidents. You and your attorney will still need to determine the cause of the accident and who’s at fault and deal with insurance companies.
However, the main difference between traditional car accidents and rideshare accidents is that you will likely need to juggle dealing and communicating with multiple parties and insurance companies.
This can add a level of complication to your claim. Fortunately, your Mississippi Uber accident attorney will know exactly how to handle every aspect of your case.
What to Know About Uber’s and Lyft’s Insurance Policies
One of the most important things to consider after a rideshare accident is insurance coverage. Insurance coverage depends on the rideshare app you or the driver are using and the driver’s status is at the time of the accident.
If an Uber driver’s app is on, but they are not driving anyone and waiting for a request, coverage includes:
- $50,000: injury liability per person;
- $100,000: total liability per accident; and
- $25,000: property damage liability per accident.
Once an Uber driver has received and accepted a request and they are on their way to pick up their passenger, the insurance coverage goes up. Through Uber, the driver has:
- $1 million: total bodily injury liability coverage; and
- $1 million: total liability coverage.
While the Uber driver has a passenger in their vehicle, the same $1 million coverage applies.
While a Lyft driver’s app is on and they’re waiting for a request, their coverage includes:
- $50,000: bodily injury liability per person;
- $100,000: bodily injury liability per accident;
- $25,000: property damage liability per accident.
Once a Lyft driver has either accepted a request or has a passenger in their vehicle, the driver is covered by Lyft’s insurance for three different types of liability coverage:
- $1 million for third-party liability;
- Contingent comprehensive and collision; and
- Uninsured/underinsured motorist coverage.
Dealing with insurance for rideshare accidents can be extremely tricky, and you will likely be unsure of how to handle your claim alone. A Mississippi Lyft accident attorney will be able to communicate and negotiate with any insurance companies involved in your claim.
Who’s Responsible After a Rideshare Accident?
Determining who is responsible for your accident can have a direct impact on how much compensation you can recover for your injuries.
In general, Uber and Lyft drivers are covered by Uber and Lyft insurance policies if their rideshare app is on and they’re waiting for a passenger, on their way to pick up a passenger, or driving a passenger. If you are involved in a rideshare accident and are either the other driver or a passenger, you may be entitled to compensation from the rideshare company.
As a passenger in either an Uber or a Lyft, you may have multiple avenues to receive a financial recovery. You can seek financial compensation from the rideshare company, but depending on the details of your accident, you may also be able to recover from a third party. If a third party was responsible for your accident, you might also consider going after their insurance.
Your Mississippi rideshare accident lawyer will investigate to determine who is at fault for your accident and work to get you the compensation you deserve for your injuries.
Damages After a Rideshare Accident
If you’ve suffered any damages after your rideshare accident, you might be eligible to receive compensation. Financial recovery looks different for every case, as it highly depends on the details of your situation. You may receive compensation for:
- Medical expenses,
- Lost wages,
- Property damage,
- Pain and suffering, and
- Mental anguish.
Your Mississippi rideshare attorney will know what to look for and how to go about seeking financial compensation on your behalf.
What to Do Immediately After an Uber or Lyft Accident
You may be shaken and nervous after a rideshare accident, but it is important to keep your safety and possible future recovery in mind.
After a rideshare accident, call 911. The police will arrive shortly, and you will be able to receive medical attention if necessary.
Keep Your Health in Mind
Even if you do not receive medical care at the scene of the accident, it is wise to visit urgent care or your primary care physician as soon as possible. You may have sustained injuries you are completely unaware of, but a trip to the doctor may uncover anything under the surface.
If possible, begin collecting evidence as quickly as you can after the accident. Evidence can include:
- Photos and videos,
- The other drivers’ information,
- Your Uber or Lyft drivers’ information, and
- Witness information.
Your attorney may be able to use this information and evidence to help build your case. When in doubt, the more information the better.
Talk to a Rideshare Lawyer About Your Case
Do not hesitate to contact an Uber or Lyft attorney as soon as possible to discuss your case. There are time restrictions on these kinds of cases, and you do not want to miss your opportunity to receive compensation.
Consult with a Rideshare Accident Attorney in Mississippi
Since 1981, the Harris Law Firm has been working diligently to seek compensation and justice on behalf of our clients. We believe in providing personalized representation, as we understand every client and their situation is unique.
If you’re an Uber or Lyft passenger or you were in another car hit by an Uber or Lyft driver and have sustained injuries in an accident, contact our firm and let’s see how we can help you.